Nationwide SmartMiles is a car insurance program designed for people who drive less frequently than average. Instead of the traditional flat-rate premium, SmartMiles divides the payment into a fixed base amount and a variable portion that changes according to driving habits. The fixed part remains consistent each month, while the variable part fluctuates based on the distance driven. Participants in the SmartMiles program have two methods to track their driving. One method involves using a small device that Nationwide sends, which must be installed in the vehicle’s onboard diagnostics port. The other method involves using a connected car system, available for Ford and Lincoln vehicles from model year 2018 and newer, to transmit driving data directly to Nationwide. This data collection is essential for calculating the variable component of the premium. To manage their insurance, users are required to log into an online portal provided by Nationwide. This platform allows them to view the driving data collected through either the device or the connected car system. The online portal is used to track how driving activity impacts the variable part of the insurance premium. The SmartMiles program accepts most vehicles manufactured since 1996. However, it may not be compatible with certain types of vehicles, such as hybrids or diesel engines, especially if they cannot accommodate the tracking device. Despite the different approach to calculating premiums, the program aims to offer the same level of coverage as a conventional auto insurance policy from Nationwide. For ongoing management, users must rely on the online system to handle their insurance-related tasks. This includes accessing their driving data, which determines the adjustments to the variable portion of the premium based on how much they drive. The platform provides a way to monitor and manage the insurance costs, reflecting the driving habits of the policyholder. This approach contrasts with traditional insurance models by linking costs more directly to driving behavior rather than relying solely on fixed premiums.
Nationwide Smartmiles CANCEL GUIDES
Get together the following account information:
First Name
Last Name
Phone Number
Email Address
Username
Password
Billing Address
City
State/Province/Region
ZIP/Postal Code
Country
Reason for Cancellation
Last 4 Digits of Card
Date of Last Charge
Amount of Last Charge
Phone (Live Agent)
Follow these steps:
Using either a mobile or landline phone, call 1-855-241-9720
Using a straightforward, polite tone, ask the representative to cancel your account
Ask the representative for a confirmation number or email
Make sure to continue to be straightforward by asking if you will be charged again at all
In order to make sure you don’t have any issues in the future, keep your confirmation number or email as proof
Web Form
Follow these steps:
On the internet goto https://www.nationwide.com/personal/contact/online-form
Using the fields provided, enter the information as it’s requested