How to Cancel Equifax

• Equifax
• Equifax Credit Services
• Equifax Freeze Line

Equifax is one of the world’s largest consumer credit reporting agencies, alongside Experian and TransUnion, collectively known as the “big three.” Founded in 1889 by Guy and Cator Woolford, Equifax is headquartered in Atlanta, Georgia. The company collects and manages credit data on over 800 million individuals and 88 million businesses globally. It generates approximately $3.1 billion in annual revenue and employs more than 9,000 people across 14 countries. Equifax’s key services include credit reporting, monitoring, fraud prevention, and identity theft protection. For most of its history, Equifax focused on providing credit reports and analyses to businesses and lenders, helping them evaluate customer creditworthiness. These reports informed decisions about the types of credit products to offer and the terms of those offers. In 1999, Equifax expanded its services to directly support consumers by introducing credit monitoring, fraud prevention, and identity theft protection. These consumer services complement the free annual credit report all credit bureaus are legally required to provide. Equifax offers two subscription plans for consumers: an individual plan and a family plan. The individual plan includes credit monitoring from all three bureaus, fraud alerts, and notifications about suspicious activity or websites misusing the subscriber’s personal information. It also provides up to $1 million in identity theft insurance and assistance with replacing lost or stolen credit cards and identification. This plan is available for $19.95 per month. The family plan, also priced at $19.95 per month, includes all the features of the individual plan while offering additional benefits for families. Subscribers can add a second adult and monitor the personal information of up to four children. Both plans renew automatically every month. There are no long-term commitments, but refunds are typically unavailable for cancellations made during the billing period. Equifax’s services are designed to protect consumers from identity theft and credit-related risks. By monitoring credit activity, detecting fraud, and securing personal information, the company provides tools for individuals and families to manage their financial security effectively. These plans offer practical solutions for safeguarding credit and personal identity.

Get together the following account information:

• First Name
• Last Name
• Phone Number
• Email Address
• Username
• Password
• Billing Address
• City
• State/Province/Region
• ZIP/Postal Code
• Country
• Reason for Cancellation
• Last 4 Digits of Card
• Date of Last Charge
• Amount of Last Charge
• Social Security Number

Follow these steps:

1. Using either a mobile or landline phone, call 866-640-2273
2. Using a straightforward, polite tone, ask the representative to cancel your account
3. When requested, give your account specific information to the representative
4. Making sure to keep your tone polite, ask for a refund
5. Ask the representative for a confirmation number or email
6. In order to make sure you don’t have any issues in the future, keep your confirmation number or email as proof